College Fee EMI Calculator
Turn a total course fee into a per-year figure and a monthly instalment, at 0% (an Easy EMI style split of the annual fee) or at any interest rate and tenure. Free, no login. Every college on Eduvy shows total course fees with per-year and monthly estimates; each college's fees page carries the course-wise table.
Worked examples (annual fee split over 12 months)
| Total course fee | Duration | Per year | Monthly at 0% | Monthly at 12% (12 months) |
|---|---|---|---|---|
| ₹1,00,000 | 3 years | ₹33,333 | ₹2,778 | ₹2,962 |
| ₹1,60,000 | 3 years | ₹53,333 | ₹4,444 | ₹4,739 |
| ₹2,40,000 | 4 years | ₹60,000 | ₹5,000 | ₹5,331 |
| ₹4,00,000 | 4 years | ₹1,00,000 | ₹8,333 | ₹8,885 |
| ₹7,00,000 | 4 years | ₹1,75,000 | ₹14,583 | ₹15,549 |
| ₹10,00,000 | 2 years | ₹5,00,000 | ₹41,667 | ₹44,424 |
Estimates use the standard reducing-balance EMI formula. Lenders set their own rates and charges; colleges set their own instalment calendars.
How it works
Colleges quote a total fee for the whole course or a fee per year. Divide the total by the duration to get the annual fee, which is what most colleges collect, at the start of each year or semester. An Easy EMI plan through Eduvy spreads that annual fee across the year in equal instalments with auto-debit; an education loan finances it at an interest rate, usually with a moratorium until the course ends. See education loans and Easy EMI and the Bangalore College Fee Index.